Tag: College Costs

Can You Afford Your Dream School? (Ep. 6)

Can You Afford Your Dream School? (Ep. 6)

Is an expensive college really worth it? How can you tell if your child’s dream school is the right financial decision for your family? College is one of the biggest investments many families will ever make. Looking beyond rankings and campus life can help you choose a path that supports both your child’s future and your long-term financial goals.

In this episode, Brock Jolly, CFP®, talks about how parents can evaluate the true return on investment of a college education before choosing a school. He explains why the right college should be the right academic, social, geographic, and financial fit, how student loan debt can shape life after graduation, why finishing college in four years instead of the 5.4-year average can reduce costs, and how families can compare college costs, financial aid, merit scholarships, and future career opportunities before making one of the most important financial decisions they’ll face.

You’ll learn about:

  • How to evaluate the return on investment of a college education before choosing a school
  • How financial aid, merit scholarships, and in-state colleges can help reduce college costs
  • Why student loan debt can affect career choices, retirement savings, and financial flexibility
  • Why graduating in four years instead of the 5.4-year average can save both time and money
  • How to balance your child’s dream school with your family’s long-term financial goals
  • And more!

Connect with Brock Jolly:

Paying for College While Protecting Retirement (Ep. 4)

Paying for College While Protecting Retirement (Ep. 4)

College costs continue to rise, leaving many families wondering how to prepare without putting their future at risk.

How do you balance paying for college, preparing for retirement, understanding scholarships, and making informed decisions when so much can change over time?

In this episode, Brock Jolly, CFP®, explores the realities of college planning and the financial decisions families face long before tuition bills arrive. He explains the difference between sticker price and actual cost, breaks down scholarship misconceptions, discusses the role of need-based and merit aid, and shares why flexibility matters when saving for education. 

The conversation also highlights inflation’s impact on college costs, common planning mistakes, and ways families can evaluate college affordability while protecting retirement goals.

Key takeaways:

  • Why college sticker prices often differ significantly from what families ultimately pay
  • How scholarship expectations can create planning gaps when costs continue rising
  • What parents should consider before committing large amounts to 529 plans
  • Why inflation remains a major factor when estimating future college expenses
  • How balancing retirement and college funding requires evaluating tradeoffs early
  • And more!

Connect with Brock Jolly: