Category: College Funding

The High Cost of Waiting — Why Starting Early Matters More Than You Think (Ep. 2)

The High Cost of Waiting — Why Starting Early Matters More Than You Think (Ep. 2)

College planning often feels like something you can deal with later, until later arrives faster than expected.

In this episode Brock Jolly, CFP®, CLU®, ChFC®, CLTC, CASL®, CFBS®, RICP®, talks about why early college planning creates flexibility, reduces stress, and gives families more control over how they pay for college, without sacrificing retirement.

You’ll learn about:

  • Why saving early is about options, not perfection
  • Waiting to plan limits flexibility and increases pressure
  • The power of compounding small monthly habits over time
  • Why college planning should be treated as a process, not a last-minute event
  • How early conversations can improve family decision-making and reduce stress
  • And more!

Resources:

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College Planning Is About More Than Paying Tuition (Ep. 1)

College Planning Is About More Than Paying Tuition (Ep. 1)

Most families approach college planning with assumptions that quietly cost them options. In this episode, Brock Jolly breaks down the biggest myths families believe about paying for college, the first question every family must answer before choosing a strategy, and common planning mistakes that can create unnecessary financial pressure later.

In this episode, Brock Jolly, CFP®, talks about how education, financial literacy, and intentional planning intersect, and how families can make smarter college decisions without putting retirement at risk.

You’ll learn about:

  • Who really qualifies for financial aid and who doesn’t
  • Why scholarships rarely cover what families expect
  • The first planning question that determines which strategies actually apply
  • How overfunding a 529 plan can create avoidable tax and penalty issues
  • Why it is rarely “too late” to improve a college funding plan
  • How college and retirement planning should work together
  • And more!

Resources:

Connect with Brock Jolly: